When we need additional cash, we reach for help to a bank that can give us a cash loan immediately … Wait a minute, not for everyone immediately – those people who have good creditworthiness or a large salary and a positive credit history without major obstacles will get such a loan from hand. But what if our income is the lowest in Poland and there were some delays in repayment of the loan taken out earlier?
All the more so nowadays, when the non-bank loan market has developed strongly for several years. If we went back 10 years, the number of proven companies in this market would be counted with one hand. Today, this number almost exceeds the number of banks granting cash loans in Poland.
This does not mean, however, that we should reach for a non-bank loan in the first loan company. We should take advantage of the fact that we have such a large selection and find a loan offer that will be most beneficial to us in repayment and at the same time easily available.
Recent years on the non-bank loans market have seen the emergence of many companies providing online loans . It is thanks to the Internet that a large number of companies have appeared that allows the potential borrower to obtain a loan completely online. It is no longer necessary to visit an employee of a loan company in our home, we also do not have to leave our place of residence to complete formalities.
We take care of everything you need to get a loan sitting comfortably in an armchair in front of a laptop or holding a smartphone in your hand. We can not enjoy the needed cash on the same day, and sometimes within the next dozen or so minutes – said a representative of Pozabanki website with us.
All you have to do is review the popular installment loan ranking that is available online. Each such ranking usually presents from a dozen to even several dozen companies. There we will find information about the company that grants the loan, what loan amount it has to offer, the number of monthly installments we can choose and what conditions we should meet to get a loan in the company.
Some reports also provide information on whether a given company performs, similarly to banks, verification in the Credit Information Bureau databases. Some companies do not use this type of verification, checking only the debtors’ base in this respect.
Most often they are amounts up to 100 to even 10,000 USD and in rare cases up to 25,000 USD. However, you need to know that larger amounts are associated with high costs, so in our opinion it is better not to borrow more than 10,000 zlotys this way.
The loan repayment period can also be adjusted to our needs and it can be from 3 to 48 months. When you reach for non-bank loans, it is worth remembering to pay the monthly installments on time and comply with the repayment schedule. Non-bank loan companies may charge us additional fees even for minor repayments.